Repo Rate बढ़ने से बैंक के लोन महंगे क्यू हो जाते है .

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मगर सवाल ये है,की Repo Rate बढ़ाने से बैंक से मिलने वाले लोन महंगे क्यू हो जाते है ?

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तो जवाब काफी आसान है.इसे समझ ने के लिए आपको एक उहारण को समझ ना होगा.

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FOR EXAMPLE

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100 रुपए की एक चीज को अपने Supplyer से खरीद कर उसे 150 रुपए में अपने कंज्यूमर को बेचते हो.तभी आपको 50 रुपए का प्रॉफिट होता है.

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जिस मे रेपो रेट मतलब वो रेट होता है,जिस रेट पर सेंट्रल बैंक(RBI) कमर्शियल बैंक को लोन देती है.

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अब कमर्शियल बैंक को ही लोन महंगा मिल रहा है,तो कमर्शियल बैंक अपने ग्राहक जिन्हे लोन की जरूरत होती है,उन्हे महंगा लोन देती है.

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मगर अचानक RBI ने अपना रेपो रेट बढ़ाया जिसके चलते अब RBI कमर्शियल बैंक को 8% के हिसाब से लोन देगा.

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और भविष्य में जब रेपो रेट कम हो जाता है,तो कमर्शियल बैंक भी अपने लोन सस्ते कर लेते है.

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दोस्तो,इसी तरह Economics,Taxation और Finance रिलेटेड नए नए इनफॉर्मेशन के लिए अभी Read More बटन पर क्लिक करे.

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