Kisan Vikas Patra Calculator 2025.
Kisan Vikas Patra Calculator
Topic Name | Kisan Vikas Patra Calculator |
Writer | Swanandi Bhagwat & Sayali Sonavane |
Table of Contents
If you are thinking of investing in the kisan vikas patra (KVP) scheme by Post Office,the biggest question that arises is how much money should one invest and how much would be the return on maturity ?So in this tool base article we will tell you with the help of kisan vikas patra calculator 2025, Let’s Go…
- How much interest will one get ?
- How much money will you received after 2.5 years ?
- How will your money increase every year ?
What Is Kisan Vikas Patra ?
Listen, a common nickname for Kisan Vikas Patra (KVP) is a ” Double Money Scheme” because it doubles your money in 9 years & 7 months.
One special thing about this scheme is that it has government 100% guarantee,this implies that your money is safe.
KVP calculator 2025
How Much Will Be The Return ? If you want to know with the help of KVP calculator that how will your money increase every year,then let’s understand this:
Interest in KVP 2025
In 2025 the interest rate of KVP is 7.5%, which when compounded effectively becomes 10.43%.
KVP interest calculator year wise
Investment Amount | At Maturity 9Years 7 Month |
₹10,000 | ₹20,000 |
₹50,000 | ₹1,00,000 |
₹1,00,000 | ₹2,00,000 |
₹5,00,000 | ₹10,00,000 |
₹10,00,000 | ₹20,00,000 |
KVP calculator after 2.5 years?
If you wish to prematurely close KVP after 2.5 years,then you won’t get full interest. It’s interest will be given according to the interest rate and time.
- ₹10,000 interest – receive ₹12,0000
- 1,00,000 interest – receive 1,20,000
- ₹10,00,000 interest – receive ₹12,00,000
Important things related to KVP.
- 100% government benifit schemes.
- You can’t close your account before 2.5 years
- Your amount will double after 9 years 7 months
- No tax will be deducted on maturity but yearly interest is taxable.
At the end.
If you wish to do savings in long term & also want 100% security, in that case KVP is a great scheme. Especially for your retirement planning and children’s future,this scheme can be very beneficial.Hope you liked this information regarding the KVP calculator 2025.